If you are new to my blog you know that
I my DH and myself are into working to become debt free before we retire. Well, actually a lot sooner, but it includes the mortgage. We are on one income, so that is reasonable to extend the timeline a little bit.
We made the decision years ago for my DH, dear husband, –to stay home with our kids.
(We love this movie!)
Darn those priorities…Just kidding.
It was the best decision we could have ever made. He was wonderful with them when they were infants, toddlers…talk about the schedule man. He was amazing. It has been a true blessing. So funny that you just do what you need to do. I feel fortunate that we have been able to afford for one of us to stay home. Many people don’t have the luxury. Once you get used to living on two incomes…its so hard to stop….I remember getting a cash advance on a Discover card when my husband quit that first year….Ouch…okay that was before understanding debt free philosophy, but we did what we had to do!
I actually have been judged by people because I work…and my DH is the one that stays home. But, like Mark Cuban said on SharkTank when an inventor was talking about being a stay at home dad and one of the panel members started dissing him…saying “your poor wife…she..blah blah blah….”
Mark Cuban said, Actually, Maybe she is a really smart woman because he is good at it! He’s a really good father.
Okay I am getting on my stepladder again…I am so grateful for my DH and everything he does to care for us, just like the women that stay/or stayed home. We all make the choice to be at home…and blessed to be able to do so.
Squirrel— I digressed from my original question…so if we want to be debt free so badly why not move or “downsize” into a smaller place you ask? Well, no one really asked, but it is a situation we recently considered quite deliberately. Makes sense right? Especially with DFC, dear friend Christy being a realtor, and DFK, a house flipper–we could very easily.
This is why….the neighborhood gang. My DS, dear 10 year old son, is in the center.
Can you believe that many kids around the same age in one neighborhood? Are we lucky or what? They are all amazing kids…they have so much fun. I know it may end someday…as they keep getting busier with their sports and activities. They are quite the amazing bunch. (sniff.sniff)
Now for the other reasons…
This is the home that we have lived in the longest as a family.
We have such great memories here. A lot of “firsts” —Birthdays, first communion/confirmation celebrations, surprise parties, holiday dinners, firsts for our kids, first job, drivers license, , school dances, dance recitals, basketball games, after game parties, bbqs, cousins over to play, of course the memories of day to day living.
It has so many of the things on our want list when we bought it…(this was our third house and we really understood our needs at that point)
- Mud room/Wash room combination
- separate dining area
- Eat in Kitchen opens into great room
- Bedrooms privately upstairs
- unfinished basement
- a Main level office that is separate from rest of house
- master ensuite – bath with double sinks and tub hooked to a master closet
- a guest room that has it’s own separate bath
- a three car garage with a separated 2-1 so we can have a shop
- Opens up to open space…
It is still a work in progress…we still have so much fun to have getting it the way that we want it to truly make it ours!
So the adventure begins, working to make it ours on a DR budget. We did re finance to a 15 year mortgage and our payment went down! Are debt free but our mortgage and our cabin.
We have settled in and I am glad we did and didn’t make a hasty decision. I want my DD to be able to come home from college to her same house that she grew up in. It won’t matter to her that it is still is forever a work in progress it is after all her HOME.